FAQs | Approved Car Loans
Car Finance FAQs
How do I apply?
It's Easy! Applications are usually taken over the phone and can be completed in as little as 10 minutes!
One of our friendly team will then email you a privacy and credit quote form for to you email, fax or post back to us, along with supporting documents such as bank statements and payslips.
To speak to one of our friendly team simply call us on 07 3340 6700, email firstname.lastname@example.org or apply online.
At Approved Car Loans, we aim to make car finance this Easy!
What do I need to get finance?
Lenders generally require some supporting information in order to assess a loan application in the best possible light.
Supporting documents such as Proof of income (payslips, tax return, Centrelink statements) and depending on your situation lenders may also require 90 days banking transaction history ( bank statements).
If you are unsure of what to provide, simply call us on 07 3340 6700 or send us a quick email. Your Approved Finance Consultant will be only too happy to assist.
Looking for the simplest way to obtain finance for your car, bike, boat or RV? Talk to Approved Car Loans, we make Finance this Easy!
How long does it take?
At Approved Car Loans we understand that you want to be driving your new pride and joy as soon as possible, that's why we have developed our unique 60 second application process. Simply fill in our Application function, use our online quote function or call us on 1300 422 756.
At Approved Car Loans we want to make finance simple for our customers and upon receipt of supporting paperwork such as payslips, We can have you Approved in as little as 5 minutes!
How do I repay the loan?
Repayments are usually setup via direct debit and extra repayments can in most cases be made with internet transfer/Bpay to reduce the interest
I am working casually for over a year and I need a car, can you help?
Yes we can, we have many lenders that we will assist with financing for your current situation.
I have paid defaults on my file, can I still get finance for a car?
Yes, we have a number of lenders whom are willing to help.
I have been previously declined, do you think you can help?
We have built a strong relationship with our lenders and we negotiate the outcome for you. We also have other options that other finance firms do not have available to them such as accreditation with private financiers.
Can you help me find a car?
Yes we can, we have a lot of dealerships local to your area.
Do you deal with car yards?
Yes we do! Approved Car Loans works together with a large number of accredited dealers. We can assist with finance from dealers thoughout Australia. To obtain a full list of " Approved" dealers - click here.
At Approved Car Loans we can even help you find the perfect car!
To utilise our free car finding service simply click here and one of our Approved Car Brokers will be in contact in no time.
Can I Refinance my loan?
Yes, we have many borrowing options, we can give you a wider choice.
What do Approved Car Loans do?
Approved Car Loans is a Finance Brokerage. Our purpose is to arrange finance terms and repayments to suit the customer’s needs.
How does Approved Car Loans work?
We assess your individual finance needs and match them with the lending options available from our panel of lenders.
Car Insurance FAQs
How long does a quote take?
Quotes can be given by our fully trained staff within 5 minutes.
What Insurance companies do you offer?
Suncorp Insurance, Swann Insurance & Avea Insurance.
What level of Insurance is required for a secured loan?
How long does my insurance policy run for?
Comprehensive Car Insurance runs for a Maximum of 12 months.
What is Market Value?
Market Value is the reasonable cost to replace your vehicle with one of the same make, model, age and condition at the time it’s stolen or damaged. It doesn’t include any allowance for warranty, stamp duty, transfer costs or dealer profit.
How do I pay for my policy?
You can pay your Car Insurance premiums annually or by the month (a fee may apply to pay by the month).